Debt and Money Saving tips for Christmas

Its that time of the year when our spending seems to spiral out of control and our debts mount up. With that in mind we asked our team to give us a few ideas on how to have a great christmas without piling on the debt and spending too much money. Here's what a few of them had to say.

Paul says - "My wife and I normally put away money each month in a gift voucher scheme - you would be surprised how much that soon amounts up. Its great as we dont have a big bill a the end and we can keep a track on our spending."

Carole says - "I'm always looking at ways to entertain the kids over christmas without having to spend too much money or rack up debt. One of our favourite activities is making home made christmas crackers. It keeps the kds entertained, allows us to do it as a family and gets everyone in the festive spirit. we have done it since my eldest was 6 and it has become a real tradition in our house. We collect the insides of toilet rolls, get a little craft set from somewhere which has glue, coloured paper and glitter then decorate them and put them on the tree and when it comes to christmas day we open them"

Henry (our residential scrooge) says "I recycle last years unwanted gifts - that way I save loads of money and i dont have to go out and get more presents."

Here are just a few things that we hope might be useful for you over the festive season in order to help with your spending.

Remember - if you feel that you need help with your debts, why not call the team at Ashley Longmann Associates on 01291 671449 or take our 60 second debt solutions test