Debt Management - The most flexible way of paying your debts and protecting yourself.

Debt Management can be a fantastic way of getting your finances under control. It is an excellent way of reducing your debts down to an amount that you can afford each month while leaving you with sufficient money to live on and to pay essential bills like rent, mortgage, council tax, food, utilities, travel etc.

Debt Management is now universally accepted by creditors as a leading way in which to deal with your debts as it shows your commitment to repay them, however small that amount might be.

It can help to stop various forms of Court action whether it is a Warrant of Execution, a Liability Order, a Possession Order, an Eviction, a Disconnection Notice or, even, a Statutory Demand leading to a Bankruptcy Petition. 

Rent & mortgage arrears, and council tax arrears can all be included in your plan to help protect you and your home.

You can’t borrow your way out of debt

More borrowing leads to more interest which leads to having to make even more repayments.  Taking on more borrowing therefore is not usually the best way to get out of debt.  So, for the majority of people who have debt management plans there is no additional borrowing involved.

Why Ashley Longmann is different to most Debt Managers:

Taking a different approach to most debt managers, we make a complete, holistic and individual analysis to each client’s debt problems aiming to provide a superior service.

 

We deal with all forms of debt and not with just some types in isolation.  Hence we provide a complete debt service that is tailored to each individual client’s needs. 

 

We are rigorous in our negotiations with creditors to ensure that virtually always interest and other charges are ceased.  Where interest and charges cannot be stopped we will seek additional remedies to deal with that problem.

 

 Every client’s account is worked on a fixed monthly rotation irrespective as to whether they have provided funds during that period.  This way we reduce breakdowns in repayment arrangements and the consequential aggravation that usually follows.

 

We specialise in negotiating discounted debt settlements, and we may, where advantageous to the client, buy-in debt(s) to prevent further or severe difficulties for our clients.

 

Each client has a personal Account Administrator who is always available to help them.  The Account Administrator works under an Account Manager who, from their experience, is able to make sound judgements as to the conduct of the client’s account.

How Debt Management puts you back in control of your finances:

GJ from London:

GJ had over £125,000 of debt. After talking to one of our debt advisors GJ was put on a tailored personal debt management plan.

"I found Ashley Longmann Associates on the internet whilst looking at my options for getting out of debt. Unlike other Debt Management companies I felt that I was being given options and not being forced down one route. After talking it over with Sue the Debt advisor, I decided that a personal debt management plan was for me. Going on a debt management plan has now eased my money worries and has allowed me to get my life back on track."

OW from Devon.

OW was finding it hard to keep up with his repayments on his credit cards and loans. After initially looking at going bankrupt he decided on a debt management plan.

"At first, I approached Ashley Longmann Associates with a view to going bankrupt. After all, all my friends were doing it. However once the pro's and con's of going bankrupt, something that i hadnt really thought about I decided to go on a Debt Management Plan. I can now sleep sound in the knowledge that i am paying off my debts as well as being able to keep my house thanks to the team at Ashley Longmann Associates."

MW from South Wales

Before going on a personal debt management plan from Ashley Longmann Associates, MW was being constantly harrassed with phone calls from Credit Card Companies that she owed. Here is what she had to say about going on a debt mamangement plan.

"Thanks to the help recieved from the Team at Ashley Longmann Associates, I am please to tell you that all the calls from the credit card companies I owe have stopped, both in my workplace and home. If you are getting worn down by harrassing phone calls you should talk to Ashley Longmann Associates. It was the best phone call I made."

 

 

The information provided here should only be treated as a guideline. We strongly recommend that you consult with a debt professional who is able to discuss with you fully your situation and who is able to analyse your particular circumstances.

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